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Showing posts from July, 2019

My take on life insurance, critical illness coverage and medical card

I have recently reviewed my will and that caused me to look into my insurance policies.  I have a conventional policy bought by my parents when I was 18, another life insurance policy with life and critical illness coverage, and a medical card.

I have spent quite some time trying to understand how to make the decision and figured that someone else may be going through the process and this may help.


After multiple discussions with my very experienced insurance agent.  Here are my conclusions.

Before that, some background about myself so that you can put this into context.  I'm a serial entrepreneur, now running my third business, a SalesTech startup, creating an innovative lead management system for lead-to-sale (L2S) industries.  I have recurring income from my first business and also some residential properties that I have invested in.  I'm in my early 40s as at writing and I'm married with a 3-year-old son and I'm the sole income bearer for my family.


Life insurance

A…